Our program combines time-tested learning techniques with evidence-driven innovations. Weekly sessions in small groups build trust and accountability between our volunteers and students. Our action-driven curriculum goes beyond learning to enable behavior change. And our use of mobile technology helps our students take tools home and extend learning beyond the classroom.
We believe in the power of young people to change the world. In 2012, we declared our vision for a year 2030 in which every student enters adulthood equipped with the knowledge, skills, and tools to navigate the financial decisions of the real world. That gave us 18 years–the course of a generation. By mobilizing college volunteers to mentor high school students, Moneythink impacts two generations in the course of one.
Moneythink’s focus on near-peer mentorship cultivates deep relationships and holds students accountable to their own dreams. Small group settings create an intimate, approachable atmosphere that fosters trust, openness, and effective learning. Mentors often write college recommendation letters for their students, and even stay in touch after the program ends.
See our stories.
We believe that success all starts with belief. Our practical approach clears the fog for students and helps them believe that their dreams are financially feasible. Our relatable college volunteers build trust with their students to change attitudes about financial and career concepts. Our students initiate financial-related conversations in the home, grow their awareness of debt perils, and prepare for financial challenges of post-secondary life.See our impact.
While our mentors are constantly innovating to drive impact through individualized learning, the core of our program is our practical, actionable approach, which aims to deliver necessary financial and career advice without losing students in unnecessary details. Instead of losing students in the fine print, we break complex financial and career topics into simple action steps through high-level “rules-of-thumb.” Scroll to the bottom of this page to see our rules of thumb.Request our curriculum.
Smartphones are the future of mobile learning, communication, banking, and payments, and more. Starting in 2014, we’re beginning to help students discover economic and educational opportunities through their mobile devices so that they can take those opportunities home with them. Our mobile strategy will also help us measure measure the impact of our programs and reach more students.Learn more.
Financial and career education today requires a higher level of comprehension than simply a change in knowledge or a change in attitude. The integration of tangible outputs into Moneythink's programming ensures that students graduate from our program with the tools they need to succeed.
Rule of Thumb: The two components of financial success: make money and manage money.
Tangible Output: Reflection Slip: What do you hope to get out of the Moneythink program?
How People Succeed
Rule of Thumb: Strong character is critical to life success.
Tangible Output: Student Character Self-Evaluation Worksheet
Rule of Thumb: Net worth = Assets - Liabilities.
Tangible Output: Net Worth Activity Worksheet
Rule of Thumb: Set ambitious, yet feasible goals for yourself.
Tangible Output: SMART Goals Worksheet
Rule of Thumb: Graduate from College.
Tangible Output: College Recommendation Letters & College Greenlight Profile
Rule of Thumb: Be Professional.
Tangible Output: Resume & Marketing Yourself Worksheet
Rule of Thumb: Networking is a key component of achieving your career dreams.
Tangible Output: Gmail account, Linkedin account & Networking Plan
Rule of Thumb: Research potential jobs online and through your network. Preparing and practicing for your interview is critical to landing a job.
Tangible Output: Mock Job Application, Interview Prep Guide & Mock Job Interview
Rule of Thumb: Entrepreneurship is a high risk, high reward alternative to traditional career paths.
Tangible Output: Personal Reflection on Entrepreneurship as a Potential Career Path
Rule of Thumb: Pay Yourself First, Spend less than you make, Follow the 20/30/50 Budget Rule.
Tangible Output: PayStub Budgeting Activity & Student Budget
Rule of Thumb: Use a bank. Check fees and rates when choosing a bank account.
Tangible Output: Bank vs. Unbanked Activity, Article Reflection Worksheet, & Letter to the President
Rule of Thumb: Invest in a low-fee, diversified index fund portfolio. Inflation will erode your purchasing power.
Tangible Output: Investing Activity Worksheet
Rule of Thumb: Don't buy real estate that costs 2.5 years worth or more of your gross income.
Tangible Output: Rent v. Buy Activity Worksheet & Careers and Homes Activity Worksheet
Rule of Thumb: A car costs $10,000 per year to maintain.
Tangible Output: Compare Cars & Dream Car Worksheet
Rule of Thumb: Save Early & Build and Emergency Fund.
Tangible Output: Saving Activity Worksheet & Student Savings Plan
Rule of Thumb: Never carry a credit card balance.
Tangible Output: Cards Worksheet
Rule of Thumb: Always pay your bills on time.
Tangible Output: Credit Score Activity Worksheet
Rule of Thumb: Know how to differentiate between good debt and bad debt.
Tangible Output: Loans Activity Worksheet
Rule of Thumb: Always carry the appropriate insurance.
Tangible Output: Insurance Activity
Rule of Thumb: Government benefits provide a way to get back on your feet, but are not a major source of income.
Tangible Output: Government Assistance Activity
Our campus-community model trains and enables college volunteers nationwide to become leaders for local teens. One byproduct of our work is the benefits to our college volunteers: they not only become more financially capable through their service experience; they also gain hands-on service learning and leadership experience, empowering them to carry the Moneythink values with them on their career journey after college.Meet our volunteers.
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